Refinance Schemes Min. Rate as at Others as at; Agriculture & Animal Husbandry Commercial Scale Dairy Development Loan Scheme. .Goverened by operating instruction issued by the Central Bank of Sri Lanka bearing reference 02/17/600/0016/006 Dated 28 Feb 2017 (Minimum deposit USD 1000/- or equivalent) Period USD GBP EUR CHF HKD CAD. Details: Minimum Deposit: Annual Interest Rate(%) Method of Interest Calculation: Payment of Interest: Effective Interest Rate(%) Gift Token: 100/- to 2500/.
INTEREST RATES
Lucky 7- Fixed Deposit- 7 month
Rates with effect from 27.10.2020
Children's Savings Deposits - MUTHUSINA & CHALLENGER DEPOSITS
SAUBHAGYA - Normal Savings Deposits
KAPTHURA - Fixed Deposits
PIDUMA - Fixed Deposits (For Senior Citizens-Age above 60)
Loan Rates
Other than Salaried Income (Business and Foreign Employment etc.)
Fixed Rate
throughout
the period (up to 7 years)
throughout
the period (up to 7 years)
Fixed Rate
throughout
the period (up to 7-10 years)
throughout
the period (up to 7-10 years)
Fixed Rate
throughout
the period (above 10 years)
throughout
the period (above 10 years)
Floating Rate
throughout
the period
(Revised Quarterly)
throughout
the period
(Revised Quarterly)
* AWPLR is calculated based on the weekly average of AWPLR for the past three months
(note : AWPLR - Average Weighted Prime Lending Rate)
(note : AWPLR - Average Weighted Prime Lending Rate)
Personal Loans
(Professionals)
Upto 5 Years
Upto 10 Years
(Professionals)
Upto 5 Years
Upto 10 Years
Others
(Including Employees in
Government/ Semi Government Institutions)Upto 7 Years
Upto 10 Years
Upto 12 Years
(Including Employees in
Government/ Semi Government Institutions)Upto 7 Years
Upto 10 Years
Upto 12 Years
Private Sector Employees
Upto 5 Years
Upto 7 Years
Upto 5 Years
Upto 7 Years
Personal Loan (Property Mortgage)
Salaried income or professional income, other than Salaried Income (Business and Foreign Employment etc.)
Upto 07 Years
Upto 10 Years
Upto 15 Years
Salaried income or professional income, other than Salaried Income (Business and Foreign Employment etc.)
Upto 07 Years
Upto 10 Years
Upto 15 Years
Personal Loan (Property Mortgage)
Other than Salaried Income (Business and Foreign Employment etc.)
Upto 07 Years
Upto 10 Years
Upto 15 Years
Other than Salaried Income (Business and Foreign Employment etc.)
Upto 07 Years
Upto 10 Years
Upto 15 Years
Commercial Bank Fixed Deposit Rates
Business Loans (Upto 5 Years)
Against Moveable or Immoveable property
Agaist Individual or Director personal gurantor
Against Moveable or Immoveable property
Agaist Individual or Director personal gurantor